20190067.mp4 Apr 2026

The plaintiff (101 Ocean Blvd., LLC) sued Foy Insurance Group for failing to recommend sufficient insurance coverage to rebuild a hotel, which was destroyed by a fire in 2015.

The Supreme Court affirmed a jury verdict finding the insurance agent negligent. The court determined that a "special relationship" existed between the insured (101 Ocean) and the agent (Foy), which created a duty for the agent to advise the insured regarding the necessity of increased coverage to comply with current building codes. 20190067.mp4

(decided March 19, 2021) deals with insurance agent negligence. The plaintiff (101 Ocean Blvd

This case highlights that agents can be held liable for failing to provide adequate coverage advice when a special relationship is established. The plaintiff (101 Ocean Blvd.