: Interest-free installments for purchases between $30 and $1,500.
If you don't want a store credit card, Best Buy integrates with several "Buy Now, Pay Later" (BNPL) services: best buy current financing offers
Best Buy typically offers 0% interest if paid in full within a specific timeframe, depending on the purchase amount and category: : On storewide purchases totaling $299 and up . : Interest-free installments for purchases between $30 and
: On appliance and grill purchases totaling $599 and up . 24 Months : On home theater purchases totaling $799 - $999 and up . On unlocked phone purchases totaling $649 and up . Critical "Deferred Interest" Warning 24 Months : On home theater purchases totaling
: The standard variable APR is exceptionally high, currently approximately 30.74% . Alternative Financing Options
As of April 2026, Best Buy’s primary financing involves offers through the My Best Buy Credit Card . For a limited time through May 3, 2026 , new cardholders can choose between 15% back in rewards on their first day of purchases or flexible financing. Standard Financing Offers