Best Car Insurance Texas Apr 2026

According to U.S. News , the statewide average cost of car insurance is . However, rates vary significantly based on your provider and coverage level:

Texas is an , meaning the driver responsible for an accident is liable for damages. best car insurance texas

: If you have a car with a rebuilt title, companies like Farmers and GEICO are among the few that offer coverage, though they may limit it to liability only. According to U

The following companies are recognized for their performance across different categories according to analysts from CNBC and NerdWallet . Star Rating (NerdWallet) Lowest Average Rates & Safe Drivers 4.3 (U.S. News) GEICO Best Overall & Affordability State Farm Best Budget Pick & Customer Service Amica Best Claims Service Travelers Coverage Add-ons USAA Best for Military/Veterans 4.9 (U.S. News) Average Cost of Insurance in Texas : If you have a car with a

: Texas Farm Bureau offers the lowest average annual rate at $910 . Coverage Types : Full Coverage : Averages around $229 per month (CNBC). Liability-Only : Averages about $65 per month . Texas Insurance Requirements & Recommendations