The primary source for 85% of BHPH inventory. Dealers buy "blocks" of older, high-mileage vehicles to keep costs low.
To maintain a high-turnover lot, BHPH dealers often buy vehicles in bulk to lower their per-unit cost. Since these dealerships typically target lower price points ($5,000–$10,000 retail), finding reliable, high-volume sources is critical.
Roughly 25–40% of BHPH customers become delinquent within the first 60 days.
Buying retired rental cars or corporate fleet vehicles in bulk offers better maintenance records than random auction units.
Larger franchise dealerships often sell their "low-line" trade-ins (cars they won't sell on their own brand-name lot) in bulk to independent BHPH lots. Portfolio Sales (Bulk Note Buying)
In BHPH, a "broken car = broken payment." If the car dies, the customer almost always stops paying.