Ask the dealer if they report your on-time payments to the credit bureaus. If they don't, the loan won't help rebuild your credit score.
Most lots guarantee approval regardless of your credit score.
Which are you looking at (e.g., Carmack, Express, etc.)?
Look up the specific dealership on the Better Business Bureau website for the Central Illinois region.
Many BHPH cars in Illinois are equipped with GPS trackers or starter-interrupt devices if a payment is missed. 🛠️ Tips for Danville Buyers