Several dealerships in , specialize in "buy here pay here" (BHPH) or in-house financing, often marketed as having no credit checks or guaranteed approval . These lots serve as both the dealer and the lender, making them a primary option for those with credit challenges. Popular Buy Here Pay Here Dealerships

The following businesses are frequently cited for their in-house financing programs in the Frederick area: Mountain Motors Used car dealer ClosedFrederick, MD

: Because the dealer holds the note, they may have stricter repossession policies for missed or late payments.