: You make your payments directly to the dealer, often on a weekly or bi-weekly schedule that aligns with your payday.
Virginia has specific consumer protection laws that apply to these transactions: buy here pay here lots in va
: Virginia law allows for higher APRs on these subprime loans compared to traditional banks. : You make your payments directly to the
: Check the Virginia Better Business Bureau and Google reviews specifically for "service after the sale" and "repossession stories." : Most BHPH cars in VA are sold without a warranty
: The entire process—shopping, financing, and paying—happens in one building.
: Most BHPH cars in VA are sold without a warranty. You must look for the Federal Trade Commission (FTC) Buyer’s Guide in the window, which will state if the car has a warranty or is being sold "As-Is."
: If you default, Virginia law allows dealers to repossess the vehicle, but they must follow specific rules regarding the sale of the car and your personal property left inside. Essential Tips Before You Buy