If you prefer to pay in installments rather than upfront, several carriers offer programs that require your bank information but often skip traditional credit checks.

You can purchase a smartphone directly with your checking account by using your at select major retailers or through lease-to-own programs that deduct payments from your bank. πŸ›’ Where to Buy with Checking Details

: A financing plan where you make the first payment with a debit card and subsequent payments are drawn from your account.

: Accepts e-checks by using your bank's routing and account numbers.

Directly entering your bank information is an alternative to using a credit card. Retailers typically process these as ACH transfers .

: Offers a "Pay by Bank" program that ties your bank account information to your Walmart profile.