: The account's entire positive history (age, limit, and on-time payments) is reported to your credit file.
: You do not receive a physical card or access to spend money; you only "rent" the credit data for a period (usually 30–90 days). Cost & Availability (April 2026)
Buying "seasoned" tradelines involves paying to be added as an to a stranger's old, high-limit credit card account with perfect payment history. While it is a legal gray area, lenders often view the practice as deceptive and may disregard these accounts during underwriting. 🔍 How it Works