: Amex can often see itemized receipt details (Level 3 data) from large retailers, allowing them to identify exactly when a gift card was purchased. Strategic Considerations
: When you use a gift card for a purchase, you lose the Purchase Protection and Extended Warranty benefits that come with using your Amex card directly. buy visa gift card with amex
: While usually processed as a purchase, some issuers may code "cash equivalent" transactions as a cash advance . : Amex can often see itemized receipt details
: Per Amex's official terms, purchases of gift cards or other "cash equivalents" are not eligible to earn Membership Rewards points or cash back. : Per Amex's official terms, purchases of gift
: Regularly buying large denominations of Visa gift cards is considered "manufactured spending." This behavior can lead to an account review or permanent blacklisting by Amex.
Can You Buy Gift Cards With a Credit Card? - American Express
: Amex is notoriously strict about excluding gift cards from counting toward Sign-Up Bonus (SUB) requirements.