Your budget must cover more than just the down payment. These one-time costs are due at or before closing:
Buying a home is often the largest financial commitment you'll ever make. To avoid becoming "house poor," you must look beyond the monthly mortgage payment and account for upfront costs, hidden fees, and ongoing maintenance. 1. Define Your Affordability Limits buying a house budget planner
: A professional inspection typically costs $300–$500 and is essential for identifying costly structural or mechanical issues. Your budget must cover more than just the down payment