If you are a veteran or active-duty service member, Veterans United and other VA-approved lenders offer loans with no down payment and no set minimum credit score, though most lenders prefer at least a 580–620.
These loans don't follow standard federal guidelines and are offered by specialty lenders like Carrington Mortgage Services for people with bankruptcies or foreclosures in their past. 2. Strengthen Your Financial Profile buying your first home with bad credit
For homes in qualifying rural or suburban areas, the United States Department of Agriculture offers zero-down-payment loans for low-to-moderate-income buyers, typically requiring a score of at least 640. If you are a veteran or active-duty service
Traditional lenders usually look for a credit score of for conventional loans. However, if your score is below that, consider these specialized programs: if your score is below that
