Callcredit Apr 2026

: You have a legal right to see your statutory credit report for free. You can request it online or by post directly from TransUnion. This version displays your credit history but does not include a credit score.

: If information is incorrect, you can raise a "notice of correction" through the TransUnion website.

: Services like TotallyMoney and Checkmyfile also provide access to TransUnion data, with Checkmyfile offering a combined view of all three UK credit agencies (Experian, Equifax, and TransUnion) for a subscription fee after a free trial. What to Look For in Your Report callcredit

You can view the data formerly held by Callcredit through several free and paid channels:

: Check for "financial associations" (like a partner you share a joint account with) as their credit can affect yours. : You have a legal right to see

If you find that your score is lower than expected, you can take several steps:

: Look for any missed payments, defaults, or CCJs (County Court Judgments). Most negative information stays on your file for six years MoneySavingExpert Forum . : If information is incorrect, you can raise

: Look for recent credit applications. Too many "hard searches" in a short period can lower your score Experian Guide. Improving Your Score