You don’t have to be a farmer to get a USDA loan . These are designed for low-to-moderate-income buyers in qualifying "rural" areas—which often include many suburban neighborhoods. They offer 0% down but do require a primary residence location within USDA-eligible zones . 2. Down Payment Assistance (DPA) Programs
Can I Buy a House with No Down Payment? Your 2026 Guide to $0 Down Homeownership can i buy a house with no down payment
The most direct way to skip a down payment is through federal loan programs designed for specific types of buyers. You don’t have to be a farmer to get a USDA loan
If you’re wondering, "Can I buy a house with no down payment?" the answer is —if you know where to look. 1. The "Big Two": Government-Backed 0% Down Loans can i buy a house with no down payment