Cardmemberservices.com -

Is that a legit credit card company calling, or just another scam?

: Scammers often spoof caller IDs to make it appear as though a legitimate bank is calling. Safety Best Practices cardmemberservices.com

: Many consumers receive automated "robocalls" from entities identifying only as "Card Member Services" or "Card Services". Is that a legit credit card company calling,

: It serves as the primary billing and payment processing platform for credit cards issued by Elan Financial Services and U.S. Bank . : It serves as the primary billing and

: Legitimate issuers like Elan or Discover will never call to ask for your full credit card number, CVV, or expiration date to "lower your interest rate".

While the portal itself is legitimate, the generic term "Card Member Services" is frequently exploited by scammers.

: Cardholders often see "CARDMEMBER SERV WEB PYMT" or "CARDMEMBER SERV ELECT PYMT" on their bank statements after making a payment. Distinguishing the Service from Scams