If there isn't a current 5% promotion, these cards provide the best consistent value:

When PayPal is a rotating 5% category for the Chase Freedom Flex® , you can often get 5% back at Best Buy by choosing PayPal as your payment method at checkout on the Best Buy website or app. Chase Offers: Get Great Deals and Earn Cash Back

: Best Buy has frequently appeared as a dedicated 5% category in the fourth quarter (October–December) to capture holiday spending.