Buying a home in Colorado is more attainable than many realize, thanks to a robust network of state and local assistance programs. The primary hub for these resources is the , which partners with statewide lenders to provide down payment grants and specialized loan options. Key Statewide Programs
: Provides up to 4% of your first mortgage (max $25,000). Repayment is deferred until you pay off your first mortgage, sell the home, or refinance. colorado home buying programs
Most statewide programs require borrowers to have a minimum credit score (typically ) and complete a CHFA-approved homebuyer education class . Buying a home in Colorado is more attainable
: A specialized zero-interest second loan of up to $25,000 for first-time buyers with a permanent disability or those who are custodial parents of a child with a permanent disability. Repayment is deferred until you pay off your
: Offers up to 3% of your first mortgage (max $25,000) with no repayment required .
: A program offering up to $29,048 toward down payments and closing costs for both first-time and repeat buyers. Homeownership - CHFA
