Credit-history-check

Business model relies on sharing data with affiliates for targeted product offers; does not monitor Experian. Key Benefits of a Credit History Check Credit Background Checks & Reports for Employment - Checkr

Provides the specific FICO scores most used by mortgage and auto lenders (over 90% of lenders use FICO). credit-history-check

Frequent prompts to upgrade to its paid $24.99/month IdentityWorks plan. Aura : Best for Real-Time Alerts Business model relies on sharing data with affiliates

Does not provide FICO scores, relying instead on the VantageScore model. myFICO : Best for Loan Prep credit-history-check

Known for industry-leading speed, providing near-instant alerts when a credit inquiry occurs.