Credit History Report -

Learn about your credit report and how to get a copy | USAGov

: Records of when lenders have requested your report; "hard" inquiries from loan applications can temporarily lower your score.

: Includes all lender-reported accounts, their balances, and how long they have been open.

: The percentage of available credit you are currently using.

: Listings of collections, foreclosures, or bankruptcies. Steps to Build and Maintain a Solid History