: The lender charged a fee to process and "underwrite" their mortgage application, often starting at 0.5% to 1% of the loan .
: Their local county charged $20–$250 just to update the public records with their names as the new owners . The "Advance Payment" Fees fees when buying a house
Before they could even finish the paperwork, Sarah and Mike had to open their wallets for early due diligence: : The lender charged a fee to process
Finally, at the closing table, Sarah and Mike had to "prepay" for certain future expenses: at the closing table