A FICO report provides a three-digit score (300–850) that predicts how likely you are to repay a loan. Unlike a standard credit report, which lists your account history, a FICO report focuses on the calculation of your score based on five key factors:
: Your total debt and credit utilization (how much of your available credit you are using). fico*report
What is a FICO score? - Consumer Financial Protection Bureau A FICO report provides a three-digit score (300–850)