Financial Help Buying — A Car

: Aim for a car payment that is only 10% to 15% of your take-home pay to avoid overextending.

: Visit banks or credit unions, such as Navy Federal Credit Union , for preapproval before hitting the dealership. This gives you a "blank check" and prevents being upsold. financial help buying a car

: Consider buying in the fall when dealerships make room for new models, or during major holiday sales events. : Aim for a car payment that is