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: The APR gives you the truest representation of the loan's actual cost because it factors in the fees.

: To allow borrowers to compare multiple loan offers quickly and efficiently. ⚖️ Loan Quote vs. Loan Estimate free loan quote

: The total yearly cost including both the interest rate and lender fees. : The APR gives you the truest representation

: Look for lenders that explicitly state they use "soft credit inquiries" to generate your initial quote. free loan quote