Free-report-credit

: The official AnnualCreditReport.com service will never email or call you to ask for your Social Security number or account details.

: Complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281. Key Entitlements & Frequency

By law, there is only one authorized source for the free annual credit reports you are entitled to:

: Avoid sites that use "free" in their name but ask for credit card information or offer "free" monitoring that turns into a paid subscription.

: This is the official website mandated by federal law to provide free reports from the three nationwide bureaus: Equifax, Experian, and TransUnion.

: The three bureaus currently offer free weekly online credit reports via AnnualCreditReport.com.

: Residents in the U.S. can get up to six additional free Equifax reports per year through 2026. What is Included vs. Not Included

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