Finding a bean bag under $100 is totally doable, but it usually means choosing between a medium-sized filled chair or a massive "giant" cover that you fill yourself to save on shipping costs.

If you want a giant on a $100 budget, your best bet is to buy a high-quality cover and fill it separately.

To stay under budget, many people use "stuffable" covers to store extra blankets, pillows, or out-of-season clothes, which creates a firm but comfy seat for $0 extra. 3. What to Look For When shopping budget, don't sacrifice these two things:

: The 3-foot version often dips below $100. It uses shredded memory foam, which feels more like a cloud and less like "crunchy" beads.