Home Buyer Grants Apr 2026

: Offers up to 5% of the mortgage loan amount for down payments or closing costs. This program is unique because it's available to both first-time and repeat buyers and has flexible credit score requirements. State and Local Highlights

: Provides up to $5,000 (sometimes cited up to $7,500 ) to help lower your interest rate, cover Chase fees, or contribute to your down payment in certain eligible areas. Home Buyer Grants

: A $10,000 grant for eligible buyers in specific locations; it can often be combined with other assistance programs. : Offers up to 5% of the mortgage

Buying a home is one of the biggest financial hurdles you'll face, but you don't have to do it alone. are essentially "free money" provided by governments, non-profits, or private lenders to help cover your down payment or closing costs. Unlike loans, true grants do not need to be repaid. Top National & Bank Grants : A $10,000 grant for eligible buyers in