Home Owner | Insurance

: Covers legal defense costs and medical bills if a visitor is injured on your property or if you accidentally damage someone else's property. What is Usually Excluded?

: Protects detached buildings on your property, such as fences, sheds, or detached garages. home owner insurance

Standard policies, such as the common , typically include four primary types of protection: : Covers legal defense costs and medical bills

: Most policies do not cover floods or earthquakes. such as fences

: Pays to repair or rebuild the physical structure of your home if it is damaged by a "covered peril" like fire, smoke, wind, or hail.