Example: A 6.5% rate could be lowered to 6.25% by buying one point.
: You can ask the home seller or builder to pay for your points as a closing incentive, effectively buying down your rate at no upfront cost to you.
: Once chosen, the point fees are paid alongside your down payment and other closing costs. Permanent vs. Temporary Buydowns What are mortgage points and how do they work? - U.S. Bank
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また、ライセンスのFAQを独自に翻訳したものを、参考訳として以下に掲載しますので、こちらも合わせてご参照ください。 how to buy down points on a mortgage
Example: A 6.5% rate could be lowered to 6.25% by buying one point.
: You can ask the home seller or builder to pay for your points as a closing incentive, effectively buying down your rate at no upfront cost to you.
: Once chosen, the point fees are paid alongside your down payment and other closing costs. Permanent vs. Temporary Buydowns What are mortgage points and how do they work? - U.S. Bank