Medicare Part A | How To Buy

You cannot enroll at just any time. You must use one of the official federal enrollment periods to avoid lifetime late penalties:

If you do not qualify for premium-free Part A, your monthly premium depends on how long you or your spouse worked and paid Medicare taxes in the U.S.: Work History Credits 2026 Monthly Premium (7.5 to 10 years) $311 per month Fewer than 30 quarters (Less than 7.5 years) $565 per month 🗓️ Step 3: Enroll During the Right Window how to buy medicare part a

The 7-month window around your 65th birthday (3 months before, the month of, and 3 months after). You cannot enroll at just any time

AND a U.S. citizen or a legal permanent resident (green card holder) who has lived in the U.S. continuously for at least 5 years. citizen or a legal permanent resident (green card