Investors who plan to hold their bonds until they mature. Option B: A Private Brokerage (The "Secondary Market") Home — TreasuryDirect

Marketable bonds where the principal value adjusts with inflation. 2. Choose Your Route: TreasuryDirect vs. Brokerage

The term "U.S. bonds" is a broad umbrella. Depending on how long you want to lend your money, you'll choose one of these:

TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. TreasuryDirect (.gov) Buying savings bonds - TreasuryDirect

Mid-term (2 to 10 years). These pay interest every six months.

Whether you want to lock in long-term income or just park your cash for a few months, here is the deep dive into how to buy U.S. bonds today. 1. Know Your Flavors: Which Bond is Right for You?

Long-term (20 or 30 years). These are the heavy hitters for long-term, fixed-interest income.

Zero fees or commissions. You can set up "auto-roll" to reinvest maturing bonds automatically.