: You likely won't find a "perfect" home. Focus on the Top 3: Price , Location , and Condition .
Strict lending standards require high scores for best rates. is buying a house hard
The hardest part for many is the upfront cost. Lenders look at the "4 C’s"—Capacity, Capital, Credit, and Collateral—to decide if you're a safe bet. : You likely won't find a "perfect" home
: A pre-approval letter from a lender shows sellers you are a serious buyer and can actually afford the home. is buying a house hard
Get pre-approved and be ready to move fast when a house hits the market. Why It's So Hard to Buy Your First Home in California
