Las Vegas Home Buying Programs 【2025】

: Requires a minimum credit score of 640 and a household income below $135,000.

Las Vegas features unique programs for its workforce, recognizing the high concentration of hospitality and public service professionals. Nevada First-Time Home Buying Assistance Programs & Grants

Managed by the NHD, these programs are available to residents throughout the Las Vegas Valley, including North Las Vegas and Henderson. las vegas home buying programs

: A program for first-time buyers providing up to $15,000 in assistance for a down payment.

Las Vegas offers a robust selection of home buying programs designed to lower upfront costs, primarily through the and various community partnerships . For 2026, many of these programs have expanded to include specialized assistance for essential workers and high-matching grants for low-income residents. Statewide & Flagship Programs : Requires a minimum credit score of 640

: Specifically for those who haven't owned a home in three years, this version offers below-market interest rates to improve monthly affordability.

: This is the city's most widely used program. It provides a grant of up to 5% of the loan value for a down payment or closing costs. : A program for first-time buyers providing up

: This is a forgivable loan if you stay in the home for three years. Specialized Worker & Industry Programs