Cash Account Balances and Descriptions - Fidelity Investments
: Using this balance can still create a margin loan. If you spend beyond your available cash by leveraging existing holdings, you will be charged margin interest on the borrowed amount. non margin buying power
: Assets bought with this balance are considered non-marginable, meaning the broker requires you to put up 100% of the purchase price upfront. represents the total capital available in a brokerage
represents the total capital available in a brokerage account to purchase "non-marginable" securities—assets that cannot be used as collateral and must be paid for in full. Core Components Common Non-Marginable Securities
: Your settled and available cash balance, net of any pending orders.
: Many brokers, such as Fidelity Investments and Public , include a "maintenance buffer" (often around 10%) in this calculation to reduce the risk of an immediate margin call if the market fluctuates. Common Non-Marginable Securities