These cover only emergency injuries (e.g., broken bones, snake bites, swallowed objects) and are significantly cheaper than comprehensive plans.
Providers like MetLife offer "Family Plans" that let you share a single deductible across up to three pets on one policy. 2. Compare Popular "Pets Only" Plans
The following companies are highly rated for their focused or customizable "pets only" options: pet insurance pets only
: Offers some of the most affordable flat-rate "Accident Only" coverage, starting as low as $6/month for cats and $9/month for dogs.
: Best for flexibility. They offer customizable accident-only or accident-and-illness plans specifically for dogs and cats. These cover only emergency injuries (e
Best Pet Insurance Companies of 2026 - U.S. News & World Report
Most providers, including ASPCA Pet Health Insurance and Lemonade , only cover cats and dogs. Compare Popular "Pets Only" Plans The following companies
While there is no major company named "Pets Only," several specialized plans focus exclusively on specific needs, such as coverage or domestic-only animals. For most owners, "pets only" refers to choosing an Accident-Only plan to save on monthly costs by excluding illness and routine care . 1. Choose Your "Pets Only" Strategy The best way to insure "pets only" depends on your goal: