Pure Car Buying -

Don't let a salesperson tell you what you can afford. Follow proven financial rules to stay in control:

: Factor in "hidden" costs like insurance (get quotes from GEICO or Progressive beforehand), fuel, and maintenance. pure car buying

The less time you spend at the dealership, the better deal you’ll get. Don't let a salesperson tell you what you can afford

: Secure a loan from your own bank or a local credit union before stepping foot in a dealership. This gives you a "cash buyer" advantage and a benchmark interest rate to beat. 2. Do "Armchair" Research : Secure a loan from your own bank

: Put 20% down , finance for no more than 3 years , and keep monthly payments under 8% of your gross income .

Buying a car is one of the biggest financial decisions you'll make, but you can keep it simple by following a "pure" strategy that prioritizes research and firm boundaries over emotional impulse. 1. Master Your Math Before You Shop