Reddit Buying A New Car Info

: Look for 0% or low-interest financing incentives, which are often only available for new models and can make the total cost competitive with a used car loan.

: Negotiate the car price, then the trade-in value, and finally the financing. Do not let them bundle these into one "monthly payment" number. Is Buying "New" Worth It? reddit buying a new car

: Avoid talking about monthly payments, as dealers can manipulate these by extending loan terms or jacking up interest rates. Always insist on an itemized breakdown including fees and taxes. : Look for 0% or low-interest financing incentives,

: Get pre-approved by a credit union before visiting the dealership. Do not disclose this until you've finalized the car's price; then, ask the dealer if they can beat your rate. then the trade-in value