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The file "RefundGuide.zip" is a high-risk archive primarily used in phishing scams to deliver credential-stealing malware or remote access trojans (RATs). Often distributed via unsolicited messages, this file typically contains malicious executables or scripts designed to steal sensitive browser data, cookies, and cryptocurrency keys. Users who have interacted with this file should immediately disconnect from the internet, run a full antivirus scan, and change all sensitive account credentials. For further technical details, please consult cybersecurity threat intelligence reports.