Savings Account 🔖

Most savings accounts are static. "The Safety Net" is an active automation layer that uses Predictive Round-ups and Tax-Refund Logic to help users reach an emergency fund goal without feeling the "pinch" of manual transfers. Key Components

AI responses may include mistakes. For financial advice, consult a professional. Learn more savings account

The app scans the last 90 days of transactions to determine the "Burn Rate." Most savings accounts are static

Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value For financial advice, consult a professional

Users are less likely to switch banks once they have a personalized, automated system tracking their financial security.

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?"

The user selects a target (e.g., "3 Months of Expenses").