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Retirement Plan Presentation , NYSTRS Presentation . Disability Support: SSDI and SSI Presentation . SSDI/Disability application processes ? Taxation of benefits ? Social Security Administration

You can file for benefits three months before you want them to start. Postponing from age 62 to 70 increases benefits by over 75% due to delayed retirement credits.

If filing as an individual, 50% of benefits are taxable if combined income is $25,000–$34,000, and up to 85% is taxable if over $34,000. Key presentation topics found in searches include: ss.pptx

While SSA reserves are projected to be depleted by the early 2030s (around 2032–2035), benefits will not stop, but may be reduced to roughly 77–80% of current levels if Congress does not act.

Based on the available information, pptx file as of April 2026: Retirement Plan Presentation , NYSTRS Presentation

For those under Full Retirement Age (FRA) in 2026, the limit is $24,480/year ($2,040/month).

2020 Primer , 2018 Primer , 2019 Primer , 2013 Primer . Taxation of benefits

The total FICA contribution is 12.4% (6.2% from workers, 6.2% from employers).