Statutory Credit Report Explained -

Requesting your own report is a "soft search" and will not affect your credit score . What is Included vs. Excluded Included Information Excluded Information

Standard student loan repayments do not appear. statutory credit report explained

A is a basic yet comprehensive record of your financial history that credit reference agencies (CRAs) are legally required to provide to you for free . While many commercial apps offer "free credit scores," the statutory report is the definitive, unfiltered view of the raw data lenders use to assess your creditworthiness. Key Features of a Statutory Credit Report Requesting your own report is a "soft search"

Records of hard and soft credit checks from the last two years. statutory credit report explained

It lacks advice on how to improve your score. Statutory Credit Report | Experian