Most lenders require a minimum score of for conventional loans. Higher scores (740+) secure the lowest interest rates.
Buying a home is a complex multi-month journey that requires balancing financial readiness with emotional goals. In 2026, the process typically takes about from offer acceptance to closing. Phase 1: Financial Foundation steps to buying a new house
Before looking at listings, you must solidify your borrowing power. Most lenders require a minimum score of for