Trans Union Disputes Apr 2026

: Access a free copy of your report through AnnualCreditReport.com .

TransUnion allows you to file disputes through three primary channels: trans union disputes

: Send your letter via USPS Certified Mail with a Return Receipt requested to prove when TransUnion received it. : Access a free copy of your report

: Carefully review your report for incorrect personal info, accounts you don't recognize, inaccurate payment statuses, or unauthorized hard inquiries. accounts you don't recognize

Disputing errors on your TransUnion credit report is a protected right under the Fair Credit Reporting Act (FCRA). TransUnion is required to investigate your claim and typically must respond within 30 to 45 days. 1. Preparation