If the home was recently sold or refinanced, you might be eligible for a reissue discount of up to 40% if you use the same underwriter that insured the previous owner. Quick Selection Checklist
Ask how they protect your wire transfers; wire fraud is a massive risk in modern real estate. where to buy title insurance
These local firms handle the title search and closing process. They act as agents for large national underwriters. Examples include Land Title Guarantee Company or Cherry Creek Title Services . If the home was recently sold or refinanced,
Even if premiums are fixed, companies charge different amounts for searches, wire transfers, and courier services, which can add hundreds to your final bill. They act as agents for large national underwriters
Check the underwriter's rating with Demotech or AM Best to ensure they can actually pay out a major claim years from now.
In many states (like Texas), the base premium is set by the state, so the price will be the same everywhere.
Tools like Closing.com or EasyTitleQuote.com allow you to gather and compare multiple quotes in one place. Why "Shopping Around" Actually Matters