Average Credit Score Buy House Site

Approval is difficult and costly.

Minimum requirements can vary significantly based on the type of loan you choose: FHA vs Conventional Loan | 2026 Rates & Differences average credit score buy house

Lenders use your credit score (often a CIBIL score in India or FICO in other regions) to categorize risk and determine your borrowing costs: Considered the "ideal" zone. Approval is difficult and costly

Acceptable but less desirable.